Financial Supervisory Authority
(FIN-FSA)Regulatory Snapshot
The Financial Supervisory Authority (Finanssivalvonta, or FIN-FSA) is the authority responsible for the supervision of Finland's financial and insurance sectors. Established in 2009, FIN-FSA operates in connection with the Bank of Finland and supervises banks, insurance companies, pension institutions, and other financial market participants.
About FIN-FSA
The Financial Supervisory Authority (FIN-FSA) of Finland was established on 1 January 2009 to supervise the financial and insurance sectors in Finland. Operating under the administrative umbrella of the Bank of Finland, FIN-FSA is responsible for ensuring the smooth functioning and stability of the financial markets, compliance with regulations, and the protection of insured persons and investors.
Regulatory Framework
FIN-FSA's activities are designed to ensure the financial stability and smooth operation of credit institutions, insurance and pension providers, and other regulated entities supervised by FIN-FSA. As an EU member state regulator, its framework is fully aligned with MiFID II and other European directives, providing a harmonised regulatory environment within the European Economic Area.
- Deposit Guarantee Fund — up to €100,000
- Investors' Compensation Fund — up to €20,000
- MiFID II compliance with EU passporting
- Comprehensive prudential supervision
| Instrument | Retail | Professional |
|---|---|---|
| Major Forex | 1:30 | 1:500 |
| Minor Forex | 1:20 | 1:400 |
| Gold | 1:20 | 1:400 |
| Indices | 1:20 | 1:400 |
| Shares CFDs | 1:5 | 1:200 |
Passporting Regions
Restricted Countries
FIN-FSA operates in connection with the Bank of Finland. Full EU passporting available.
Related Regulators
FCA
AAATier 1Financial Conduct Authority
The Financial Conduct Authority is the principal regulatory body overseeing financial markets in the United Kingdom. Established in 2013 as a successor to the Financial Services Authority, the FCA operates independently of the UK Government and is funded entirely by fees charged to the firms it regulates. It supervises over 50,000 financial services firms and maintains one of the most rigorous compliance frameworks in the global financial industry.
FINMA
AAATier 1Swiss Financial Market Supervisory Authority
The Swiss Financial Market Supervisory Authority is Switzerland's independent financial markets regulator. Established in 2009 by merging three predecessor agencies, FINMA oversees banks, insurance companies, stock exchanges, securities dealers, and collective investment schemes. FINMA is widely recognised as the most respected regulatory body in continental Europe, and its requirement that forex brokers register as banks places it among the strictest regulators globally.
CySEC
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BaFin
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The Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) is Germany's integrated financial regulatory authority. Established in 2002 through the merger of three predecessor agencies, BaFin supervises over 2,700 banks, 800 financial services institutions, and 700 insurance companies, making it one of Europe's most significant financial supervisors.
MFSA
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AMF
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The Autorité des Marchés Financiers is France's financial markets regulator, established in 2003. Together with the ACPR (Autorité de Contrôle Prudentiel et de Résolution), the AMF forms the dual regulatory system overseeing the French financial services sector. The AMF is particularly noted for its proactive stance in maintaining and publishing blacklists of unauthorised firms.